Direct primary care vs. concierge medicine
Both promise more time with your doctor. They work very differently when it comes to cost and insurance.
6 min read ·
Direct primary care (DPC) and concierge medicine are often lumped together because both offer smaller patient panels and easier access. The difference is in how you pay.
How direct primary care works
DPC practices charge a flat monthly membership, typically $60 to $150, and do not bill insurance for primary care. Visits, messaging, and many in-office procedures are included.
Most members keep an insurance plan for specialists, imaging, hospital care, and emergencies. DPC pairs especially well with high-deductible plans.
How concierge medicine works
Concierge practices charge an annual retainer, often $1,800 to $5,000 or more, and usually still bill your insurance for visits. The fee pays for a much smaller panel and extended access.
Which is right for you?
If predictable cost and quick access matter most, DPC is often the better value. If you manage complex conditions and want your physician to coordinate everything, concierge care may be worth the premium.
This guide is for general education and isn't medical advice. Talk with your physician about your own situation.