Care model

Direct primary care

Direct primary care (DPC) practices charge a flat monthly membership instead of billing insurance for primary care. Most include unlimited visits, messaging, and discounted labs and medications.

Typical cost
$60–$150 per month
Insurance
Not billed; pair with insurance for specialists and hospital
Panel size
400–800 patients per physician

A good fit if…

  • You want same- or next-day visits and texting with your doctor
  • You have a high-deductible plan or an HSA
  • You want predictable primary care costs

Keep in mind

  • You'll still want insurance for specialists, imaging, and emergencies
  • Membership is paid out of pocket

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